Question 1

What is a GG Trust?

Accepted Answer

A GG Trust (Give & Grow Trust) is a legally recognized trust structure that lets you defer taxes for up to 20 years so long as you commit to sending 10% of the initial value of the trust to a charity of your choice. A powerful way to generate wealth while giving to charity.

Question 2

Is this actually legal?

Accepted Answer

Yes — GG Trusts (technically called NIMCRUTs) have been part of the tax code since 1969. They're authorized under IRC § 664(d)(3) and governed by Treasury Regulation § 1.664-3. The IRS has explicitly confirmed that deferring distributions to maximize tax-free compounding is permitted, not abusive. Thousands of these trusts exist today, typically administered by banks and wealth managers for high-net-worth clients. We're just making them accessible to crypto holders.

Question 3

What's the catch? What do I give up?

Accepted Answer

Two things: First, the contribution is irrevocable — once assets are in the trust, you can't take them back (though you receive distributions over time). Second, when the trust ends, whatever remains goes to a charity you choose. That said, with proper structuring, the beneficiary typically receives 60-85% of the final value, and you get an upfront tax deduction for the charitable portion. You're redirecting money from the IRS to causes you care about.

Question 4

How do I actually get money out?

Accepted Answer

You receive distributions based on a percentage of trust value (between 5-50%, you choose). With a GG Trust, you control when those distributions happen. You can defer for years while your assets compound tax-free, then take distributions when it suits you — like a self-directed retirement account with no contribution limits. Distributions are taxed when you receive them, but from a much larger pool than if you'd paid taxes all along.

Question 5

Can I keep trading actively inside the trust?

Accepted Answer

Yes — that's the whole point. The trust is tax-exempt, so you can trade as actively as you want without triggering capital gains. Buy, sell, rebalance, take profits — all tax-free inside the trust. This eliminates "tax drag," the compounding loss from paying taxes on every profitable trade. Over 10-20 years, this can mean 2-3x more wealth than a taxable account with the same returns.

Question 6

What happens to my crypto? Who controls it?

Accepted Answer

Your crypto is held by a qualified trustee (required by IRS rules), but you can retain investment advisory authority — meaning you direct the trades. We partner with institutional custodians and are building smart contract infrastructure to make this as seamless as possible. The trust is a separate legal entity that protects your assets from personal creditors and removes them from your taxable estate.

Question 7

How is this different from an IRA or 401(k)?

Accepted Answer

Three big differences: 1) No contribution limits. IRAs cap you at $7,000/year. A GG Trust has no limit — you can contribute $100K, $1M, or $10M+ in appreciated assets all at once. 2) No early withdrawal penalties. With retirement accounts, you're penalized for accessing funds before 59½. With a GG Trust, you control distribution timing from day one. 3) Contribute appreciated assets, not cash. You can't put your $5M of ETH into an IRA. But you can transfer it directly into a GG Trust — without triggering the capital gains tax you'd owe if you sold it first. The tradeoff? A portion goes to charity at the end (which you'd otherwise pay to the IRS anyway), and you get a tax deduction today for that future gift.

Give back.Grow your gains.